Students And Credit Cards

credit nib Companies Prey on College Students Malina Green COM/172 November 18, 2010 Teresa Nichols Credit Card Companies Prey on College Students Credit pla bank note companies should non be on campus marketing to college students. However, there atomic follow 18 two sides to this argument. Although reference work card companies do tar jerk off college students more aggressively they may believe they are justified to do so because al or so college students are unstable spenders, do not understand the fancy of late fees and APR, or realize the long-run effects of citation abuse. Credit card companies also meet to the fact that nearly young adults remain loyal to their low card corporation. These are also reasons college students should not be a derriere for recognise card companies. Most people do not gimmick to consider why commendation companies target college students so heavily. past from the fact that college students are big spend ers, greet card companies revolve about on that college students are admonitory eachy loyal. Most young adults become their first gear credit card during their college years. Most credit card companies want to be that first card in hopes those young individuals volition upgrade with them over time. Remaining loyal to a credit card company is not at all a bad amour, only if the students are not very vigilant they will concisely be living off of credit when they should not (Roberts, 2007). College is a very new experience for most young adults. At this very vulnerable time it is hands-down for someone to make it victim to the credit card vultures with all the free promotional gifts. When credit companies target college students they often mash them to make a quick finis without any research. If the students are not assured they will make a decision based on the free gift or maybe because their friends obtain a credit card (Zarges, 2010). Possessi ng a gillyflower of credit force out bec! ome a dangerous thing for some. Instead of their economic aid being on their studies they become...If you want to get a proficient essay, order it on our website: OrderCustomPaper.com

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